Terms & Conditions

Terms of Service

These Terms and Conditions govern your use of the Ravolythenar financial planning subscription service and constitute a legally binding agreement between you and Ravolythenar.

By using our services, you agree to be bound by these terms. If you do not agree with any part of these terms, you may not use our services.

Last Updated: August 4, 2025

Definitions

The following terms have the meanings set out below when used in these Terms and Conditions.

  • Company: Ravolythenar, a company registered in England and Wales
  • Service: The financial planning subscription service provided by Ravolythenar
  • User/Client: Any individual who uses or accesses our services
  • Content: All information, advice, and materials provided through our service

Use of Our Service

Your use of our financial planning subscription service is subject to the following conditions and restrictions.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding contracts to use our services.

18+ only

Account Responsibilities

  • Provide accurate and complete information
  • Maintain the confidentiality of your account details
  • Notify us of any unauthorised use of your account
  • Use the service in accordance with these terms

Prohibited Uses

You may not use our service for any of the following purposes.

  • Any unlawful purpose or in violation of applicable laws
  • To transmit harmful, threatening, or inappropriate content
  • To impersonate others or provide false information
  • To interfere with or disrupt our service or servers
  • To attempt unauthorised access to our systems
  • For any commercial purpose without our written consent

Intellectual Property Rights

All content, materials, and intellectual property related to our service remain the exclusive property of Ravolythenar.

We grant you a limited, non-exclusive licence to use our service for personal, non-commercial purposes only.

You may not copy, modify, distribute, or create derivative works from our content without express written permission.

User Content

You retain ownership of any information or content you provide to us during consultations.

By providing information, you grant us a licence to use it solely for the purpose of delivering our financial planning services.

You are responsible for the accuracy and completeness of all information you provide.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

Please review our Privacy Policy for detailed information about our data practices

Disclaimers

Our service is provided "as is" without warranties of any kind, either express or implied.

We do not warrant that our service will be uninterrupted, error-free, or completely secure.

Past performance does not guarantee future results. Individual results may vary.

Limitation of Liability

To the maximum extent permitted by law, Ravolythenar shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our service.

Our total liability shall not exceed the amount paid by you for our services in the 12 months preceding the claim.

Indemnification

You agree to indemnify and hold harmless Ravolythenar from any claims, damages, or expenses arising from your use of our service or violation of these terms.

Termination

Either party may terminate the subscription service with 30 days written notice.

Upon termination, your access to the service will cease, but these terms will continue to apply to any outstanding obligations.

Provisions relating to intellectual property, liability, and dispute resolution shall survive termination.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently through the following procedures.

Arbitration

Any disputes arising from these terms or our services shall be resolved through binding arbitration in accordance with English law.

Arbitration proceedings shall be conducted under the rules of the London Court of International Arbitration.

EU Online Dispute Resolution

EU consumers may access the European Commission's online dispute resolution platform for consumer disputes.

EU ODR Platform

Our email address for ODR purposes: info@ravolythenar.com

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales.

The courts of England and Wales have exclusive jurisdiction over any disputes arising from these terms.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time by posting the updated terms on our website.

We will notify you of significant changes via email or through our service interface.

Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Ravolythenar regarding the use of our services.

Contact Information

Email: info@ravolythenar.com

Phone: +447750693821

Address: Bodelva, St Austell, Cornwall, PL24 2SG, United Kingdom

By using our service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.